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IVA (Individual Voluntary Arrangement)

IVA is a debt solution to help people with little prospect of repaying their debts in full, but able to commit to regular payments to repay them in part, (normally over 60 months) in exchange for the rest being written off.

We’ll review your financial situation to determine your level of debt what you can afford to repay each month. If an IVA is suitable, we can make a formal proposal to your creditors. If this is accepted, no more interest or charges can be added to your debts. Provided you maintain payments, all unpaid debt is written off at the end of the IVA, which normally lasts 60 months.

Click here to find out more information about an IVA

Click here to find out more information about a IVA

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